Post by momena on Mar 13, 2024 3:37:00 GMT
Financial education is not viewed very favorably by many Mexicans, since most think that you can only earn money by working eight hours in front of a desk and that's it. However, there are many other ways to make money, whether by entrepreneurship, network marketing, investing, starting a business and even saving.
Financial education is undoubtedly one France Mobile Number List of the most important things we should know, and although it is not taught in school, there are many books from which we can learn and thus apply it in daily life.
Saving is complicated due to the average income of each of the country's inhabitants. And if we look to the future, the data says it all: the National Commission of the Retirement Savings System (CONSAR) says that almost 80% of the population does not have retirement savings, this due to various factors, in which the lack of financial education stands out.
Saving since childhood
Another study by the George Washington University School says that in Mexico 32% of adults have financial education while in countries like Sweden and Norway, 71% of adults know and apply concepts to manage and save their money well.
This percentage must increase, which is why it is vitally important that adults educate themselves to be able to transmit this knowledge to the little ones and when they grow up, they do not have any problems managing their money and even save in an appropriate way.
In Mexico, 32% of adults have financial education, while in countries like Sweden and Norway, 71% of adults know and apply the concept.
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Saving since childhood; This initiative wants them to learn from the age of 3
In 2016, Juan Pablo de León Murillo, a financial educator launched a project called Güerquito, a financial education platform for children.
"Unfortunately, I have known adults who have requested loans with high interest rates and in that process, they have lost all their belongings, mainly due to a low personal finance culture."
And as the financial educator explains to Forbes, more than 3 thousand children and their parents have benefited from his workshops.
For this reason, it is vitally important to connect with children when writing a story and in this way they understand more about personal finances.
Saving since childhood
According to Forbes, with the support of Escomic! , a Mexican animation company that has collaborated on films such as The Revolution of Juan Escopeta, Nikté and The Legend of Nahuala, «we created Güerquito and illustrated the story. The book “Güerquito's Great Adventure” shares the advice of Güerquito, a friendly little pig (a piggy bank) and allows them to become aware of the value of money.
«For many years I worked with children and young people in YMCA camps in the United States and Europe. There I learned several methodologies that they used to teach complicated things through entertainment.
For the financial educator, financial habits are acquired from a young age and become stronger as they grow, and the same thing happens with savings.